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Topics in Homeowners Insurance
Homeowners Insurance Coverages in Plain English
Who needs insurance industry jargon? Read this to get an explanation of your homeowners insurance coverages in plain English.
What Is Replacement Cost?
Why does your agent have your policy for a different amount than your house is worth? Read this article to learn why the amount of insurance
on your homeowners policy is completely unrelated to the value of the house.
Presrving the Value in Your Valuables
Do you know if your homeowners or renters policy will cover your jewelry, electronics, or computer equipment? Do you know if they will be
replaced at the full value, or if the payment will be reduced for depreciation? Do you know if they are covered if they are stolen, lost, or broken?
Avoiding Insurance Nightmares with Vacant Homes
You have taken care of your home all these years, but now you have moved and the house is vacant. Do you know what changes on your insurance coverage
when the house is vacant? More importantly, do you know how to prevent uninsured losses? Read this to learn about vacancy insurance.
How NOT To Lose Your Home-Based Business
About three out of every ten people operate some sort of home business. Their businesses vary widely, and so do their insurance needs.
But they have one thing in common: A typical homeowners policy probably does not cover their businesses the way they think it does.
Insuring a Home-Based Business: Why Most Home Businesses Could Go Up in Smoke
About three out of every ten people operate some sort of home business. Their businesses vary widely, and so do their insurance needs.
But they have one thing in common: A typical homeowners policy probably does not cover their businesses the way they think it does.
Flood and Water Damage: What Does a Homeowners Policy Cover?
Water damage is tricky on a homeowners policy, because the answer is, "It depends." It depends on where the water comes from, and what it damages.
It also depends on your company and your policy. Are you covered for storm damage? Frozen pipes? Flood? Find out here!
So Why Didn't Her Policy Pay the Cost To Satisfy the Building Codes?
Most homeowners policies reimburse you
only for the same quality of roof as the one that was damaged. What if building codes have changed since your home was built, and now you are
required to meet a higher standard? How can you make your policy pay the difference? Find out here!
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5 Ways To Protect Your Home from Winter Storm Dangers
Christy M. Perry, President
Community Insurance Center, LLC
Coming soon!
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