Topics in Business Insurance

Deliveries and Car Insurance: The World's Most Expensive Pizza Delivery
Do you deliver pizzas, newspapers, mail, flowers, or any other product in your personal vehicle? Does your son or daughter have a newspaper route and use the family car? If you or your family member had an accident while delivering, most policies would not pay the claim. That is why delivering pizza in the family car could be the world's most expensive pizza delivery.

Customized Insurance for Your Business

Every business is unique in its own way. Every business insurance policy should be different, too, so that it can protect the business adequately.

Do you need protection for your building? Your cars? Protection in case someone sues you because they were hurt by a defective product? Protection for a special event such as a community parade or a business expo?

What about the things we think about less often, such as life insurance to cover buy/sell agreements among the owners? Employee benefits?

Your business is one of your biggest assets. More importantly, it is your dream! We understand this because this agency is a small business, too. We work with owners like you every day, and we walk in your shoes. Our specialties are small businesses, in-home businesses, and voluntary benefits. Let us help you insure your dream!

About three out of every ten people operate some sort of home business, according to the U.S. Bureau of Labor Statistics, but a typical homeowners policy does not cover a home-based business. You need coverage for your business property and for liability. So how do you get the right coverage, without spending all of your profits on insurance?

Read this article to learn about three options for insuring a home-based business, depending on the type and size of your business.

Do you have a home office? Do you sell cosmetics, household goods, or other merchandise on the side? About three out of every ten people operate some sort of home business, according to the U.S. Bureau of Labor Statistics. These businesses range from full-time independent consultants to in-home day care providers to home-based sales reps for cosmetics and household goods. Their businesses vary widely, and so do their insurance needs. But they have one thing in common:

A typical homeowners policy probably does not cover their businesses the way they think it does.

Many homeowners will be surprised by this answer. Read this article to learn what a typical homeowners policy covers--and what it does not.

All rights reserved. Community Insurance Center, LLC, is based in Lewis Center, Ohio, part of the Columbus metro area, and offers property, casualty, life, accident & health, and variable products. The material contained in this web site is applicable only in Ohio.
Community Insurance Center, LLC, is an Accredited Business of the Better Business Bureau